The best credit cards today give great rewards on spending. Sounds like the best of times to be a consumer, right? But hold on, there are so many credit card options these days. How do you know which one to pick? After all, no single credit card is fit for every individual need.
In this article, we will make the choice easy for you. Listed below are some of the best credit cards for different categories of customer needs and contexts. Read on.
Chase Freedom Flex
This card has the flex to handle just about every credit card spending needs without a high price tag. The Chase Freedom Flex card comes with an exciting earnings structure and zero annual fee. It covers a wide range of expenses including travel, dining, and pharmacy. What is more, it offers great cashback rewards and bonus categories that can fetch 5% rewards and combined quarterly of up to $1,500. Its travel rewards rate betters even some of the best premium travel cards.
Wells Fargo Active Cash® Card
The Wells Fargo Active Cash is also one of the best credit cards, offering an unlimited 2% cash rewards rate on purchases without any charges or annual fee. This makes it one of the leading flat-rate cash back cards in the market. It also offers cell phone protection benefits. However, it does not have any bonus rewards categories.
Chase Sapphire Preferred® Card
Offering a rare mix of high rewards’ rates and redemption flexibility on several areas of spending, this card is a great choice for frequent spenders on travel and dining. Though it requires a very good credit score for eligibility, it gives bonus offers to new cardholders. However, its best travel earning rates are available for bookings made through Chase only. It also provides primary rental car coverage. All this comes at a modest annual fee.
Discover it® Cash Back
With Discover It Cash Back, you earn 5% cash back on everyday purchases at different places, plus unlimited 1% cash back on all other purchases automatically! There’s no minimum limit on spending or maximum limit on rewards. You can simply activate it for free via the mobile app at no annual fee. What is more, you get a 0% APR (annual percentage rate of interest) for the first 15 months on purchases.
U.S. Bank Secured Visa® Card
If you are looking to build credit, a secured credit card could just be the right one for you. The credit limit in this case is usually determined by the size of the account holder’s security deposit. With the U.S. Bank Secured Visa® Card, that deposit can be anywhere from $300 to $5,000 to set the customer’s credit line. While this card may not boast many attractive features, it doesn’t charge an annual fee and allows the user to buy and choose their payment due date.
So, here you go. Now it will be easy for you to pick the credit card that matches your current spending habits and supports your future savings objectives. Let the power of the best credit cards help you in making that big purchase you had always dreamed of and also earn some cash back in the process.
